Title Loans in Lucas, TX

A car title loan is essentially an all-purpose loan. When you get one of these loans, you aren’t required to state the purpose for the loan. Borrowers can use their cash to pay for monthly expenses, cover a loss in work hours, pay for vet bills or any number of other things they want or need. Vehicle title loans in Lucas can be taken out at any time, which makes it easy to cover any kind of unforeseen emergencies like doctor bills, appliance repairs or even a job loss.

Normally, title loans start with a repayment period of 30 days, but in many instances, you can extend the loan term if needed. Interest rates are usually competitive, which is an appealing advantage when seeking a loan. However, to get a good rate, you’ll need to secure the loan with the title to your vehicle. Titles are returned when the loan is paid in full. So long as you faithfully make your payments, you can continue to use your vehicle during the loan term. If quick cash is your goal, you might want to learn more about auto title loan advantages.

Comparing Payday Loans to Lucas, TX Title Loans

In most instances, payday loans must be repaid in about two weeks or when your next paycheck comes in. This really isn’t much time to repay a loan. However, title loans generally allow a month or longer for repaying the loan, which makes it much more convenient for the borrower. In addition, vehicle title loans usually come with a little bit better interest rates than payday loans, and you can also apply for title loans online.

Applying for Title Loans Lucas

There is no need to drive anywhere to apply for title loans in Lucas. Just boot up your computer to fill out our short online application with the following information:

  • Your first and last name, email address and phone number.
  • Fill in a mileage estimate for your vehicle with the year, make and model.

How to Get an Auto Title Loan

  • Make sure you have an identification card to confirm you are 18 and a working vehicle with a title free of liens.
  • Save your time and money by applying online for car title loans in Plano.
  • Consult with a loan representative on the phone to learn about your loan options, terms and repayment plans.
  • Legalize your loan arrangement with a contract.
  • Provide your lender with the title to your vehicle to receive your loan funds.

Title Loan Advantages for Borrowers

No Credit Concerns

Credit is not a condition for loan approval. You can have a really low credit score, which won’t affect your chances of being approved for title loans in Lucas.


Clausell Car Title Loans never charges for loan applications. You might want to submit one to learn more about how you can benefit from title loans in Lucas.

Fast Upfront Loan Estimates

Our hassle free title loans in Lucas, TX include an upfront loan estimate for each customer, which is derived from the information you include in your application. All applicants receive a free estimate shortly after applying, so you have an opportunity to decide if the loan will be helpful with your financial situation.

Nearby Loan Stores

Some folks prefer to handle the majority of their finances online, and yet, other people prefer to conduct their business in person. To provide a personal touch, we have local loan stores in Lucas and Plano where you can easily stop by to apply, ask for additional information, make payments or pay off your loan.

If you are shopping for a loan, now is a good time to check out Lucas title loans.